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If You Are a First Time Home Buyer, There's Never Been a Better Time To Buy a Home.
The Moons Have Aligned To Provide Some of The Best Incentives That We Have Ever Seen:

Dear Prospective Home Buyer,


This is a free offer.

If you would like to buy a home, have a steady job and good credit, but don't want to make mistakes in the process...

We Can Help!

Currently, the federal government is encouraging first time home buyers to purchase a home and is offering several incredible incentives to make that happen:

1) Historically Low Interest Rates!

2) Government Backed Mortgages With Just 3 1/2% Down And Low Fixed Rates!

3) IRS Tax Credit of 10% of The Value of The House Price, With a Maximum Cap of $8000! - You Can Use This Money to Pay off Other Debt, Make Home Improvements, or Put it in The Bank!

  Plus... Many Homes Are priced 10-20% below Their Peak Values During 2003-2006! 

First-Time Home Buyer Tax Credit at a Glance

  • The tax credit is available for first-time home buyers only.- You or your spouse cannot have owned a home within the past 3 years.
  • The maximum credit amount is $8,000 or 10% of sale price
  • The credit is available for homes purchased on or after January 1, 2009 and November 30, 2009.
  • Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
  • This money is a tax refund and doesn't have to be paid back!


Many local banks and mortage companies are offering these government insured mortgages because conventional loans are much harder to originate.

Be Aware! It is Very Important to Use a Reputable Lender With Experience Originating FHA Loans. Otherwise, You Could Experience Delays And Unneccesary Demands Made of You.


We have relationships with honest and reputable local lenders whose goal is to make our home buyer clients happy, so that we will send these lenders more business.

This will give you the confidence to know that you won't get ripped off.


At Penney Real Estate Company, over 80% of our business is driven by past client referrals. We will work very hard to protect your best interests so that you will recommend us as well.

Fill out the form below and we will email you a specific explanation of the IRS Tax Credit. Plus we will provide you with a list of reputable lenders who are proficient at originating FHA government insured loans.

By Acting Now You Will Receive The Following Bonuses…

  • BONUS #1 -You will receive a FREE mortgage loan pre-approval - A $50 value.
  • BONUS#2 -There is no obligation, but if we end up working together, the first 11 homebuyers who respond to this offer will receive a $100 Home Depot Gift Card when you buy your new home with a Penney Real Estate Company Realtor!
  • BONUS #3 -We will subscribe you to a FREE service that will automatically notify you of EVERY new listing through EVERY local Realtor! This state-of-the-art system searches the inventory of every real estate company in the area on a daily basis and sends you an email the minute a home hits the market that fits your needs!
  • BONUS #4 -We will give you a FREE copy of the educational report titled “How To Save Thousands When Finding, Buying and Financing Your New Home.” This amazing report has a $40 value and shares behind the scenes secrets that could save you thousands of dollars and hours of unnecessarily wasted time.
  • Our Preferred Home Buyer Program is backed by a service guarantee.

Special Offer Form

Name:

*Required

Address:

City:

State:

ZIP:

Phone Number:


Email Address:

* Required

Best Time to Reach You:

Daytime Evening Anytime Never

When are you planning to purchase a home?

Immediately
3 Months
6 Months
12 Months
Not Sure

Disclaimer: This offer is not a guarantee that you will be approved for a mortgage loan. Mortgage terms are dependent upon a borrower's income, credit and debt. Penney Real Estate Co. is a licensed real estate brokerage and has no ownership interest in any mortgage lender. this offier is a courtesy and is not a commitment of financing. Penney Real Estate Co. is not responsible for the mortgage terms or professional conduct of any mortgage company who may be referred to you. Penney Real Estate Company and its associates strictly abide by federal and local Fair housing Laws.

Penney Real Estate Co. Website